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US citizens in the UK · Institutions

Which Yorsipp accounts accept US citizens

Last checked

Yorsipp has been checked for US citizens, but none of the verdicts below is verified yet. Treat them as leads.

If you already have an account with Yorsipp, a second one there is usually the easier application, because Yorsipp has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was checked.

At a glance

Account Verdict Last checked
SIPPs With strings Not yet verified · last checked

SIPPs

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With strings
Not yet verified · last checked

US persons: nothing published about US citizens, and applications only through an adviser

Yorsipp says nothing about US citizens anywhere it publishes, so read this as unanswered rather than as a yes. Its route in is closed to you directly in any case: it does not accept applications from customers, only from an FCA regulated adviser.

FSCS £85,000 investment cover · adviser introduced only

Account Terms The catch
Full SIPP
Annual fee
£825 a year plus VAT, plus £130 plus VAT a year if you have no ongoing adviser
Dealing fee
Nothing from Yorsipp; your platform or broker charges its own
Can hold
Shares on any HMRC recognised exchange, bonds, gilts, investment trusts, funds, ETFs, gold and UK commercial property. Standard assets only.
Individual shares
Yes
 Applications only through an FCA regulated UK adviser.

Source: Yorsipp target market statement, February 2025, read 2026-08-17 Yorsipp's own page

Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

SIPP US tax

The treaty generally lets a UK SIPP grow tax-deferred for US purposes, but the protection has limits. How the US treats contributions, growth and drawdown.

 Tax

US-UK tax treaty

The US-UK treaty stops most double taxation, but the saving clause lets the US tax its citizens almost as if it were not there. What survives the clause.

 Tax

Form 3520

A UK pension held in trust can be a foreign trust to the IRS. Rev. Proc. 2020-17 exempts qualifying retirement trusts from Forms 3520 and 3520-A, on conditions.