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US citizens in the UK · Institutions

Which Westerby accounts accept US citizens

Last checked

Westerby offers a pension to a US person, with strings.

If you already have an account with Westerby, a second one there is usually the easier application, because Westerby has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was checked.

At a glance

Account Verdict Last checked
SIPPs With strings

SIPPs

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With strings

US persons: accepted at Westerby's discretion rather than automatically

One of the few that will deal with you without an adviser, and it answers the nationality question rather than ducking it. Its key features say a UK citizen resident here can have the pension, and that residents or citizens of other countries may be eligible at Westerby's discretion depending on circumstances. So you are in the discretionary group: not a refusal, but not automatic either.

FSCS £85,000 investment cover · direct or adviser introduced

Account Terms The catch
Full SIPP
Annual fee
£900 a year plus VAT, plus £350 plus VAT to set up
Dealing fee
Nothing from Westerby on standard assets; your broker charges its own
Can hold
Shares and securities on a regulated venue, funds, investment trusts, REITs, structured products, gold and UK commercial property.
Individual shares
Yes
 Minimum fund of £75,000. Available without an adviser.
Solo SIPP
Annual fee
£510 a year plus VAT, plus setup from £350 plus VAT
Dealing fee
Nothing from Westerby where there is a single investment
Can hold
One investment only, from a platform, a panel discretionary manager, a share dealing account, a trustee investment plan or gold.
Individual shares
Yes
 Minimum fund of £40,000, one standard asset only.

Source: Westerby SIPP key features document, December 2025, read 2026-08-17 Last checked Westerby's own page

Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
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