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US citizens in the UK · Institutions

Which Webull UK accounts accept US citizens

Last checked

Webull UK has been checked for US citizens, but none of the verdicts below is verified yet. Treat them as leads.

If you already have an account with Webull UK, a second one there is usually the easier application, because Webull UK has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was checked.

At a glance

Account Verdict Last checked
Stocks & shares ISAs With strings Not yet verified · last checked
Brokerage accounts With strings Not yet verified · last checked

Stocks & shares ISAs

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With strings
Not yet verified · last checked

US persons: nothing published about US persons, and the shares are not FSCS protected

Webull launched a flexible ISA in 2026 and neither the ISA agreement nor the client agreement mentions US persons, setting eligibility at 18 or over and UK resident only. Weigh the structure rather than the silence: Webull's own documents say the shares are not covered by the FSCS and that you may have no access to it for activities performed by its Australian entity, leaving you with an Australian complaints scheme instead.

Shares not FSCS protected · account opened with its Australian entity · custody with Apex Clearing

Account Terms The catch
Flexible Stocks and Shares ISA
Annual fee
None for the ISA, but it needs a Meridian subscription
Dealing fee
No commission on US shares. UK shares free for 90 days, then 0.05%
Can hold
UK and overseas shares plus ETFs, though fractional shares are not permitted inside the ISA. The ETFs are UK listed, so PFICs.
Individual shares
Yes
US-domiciled ETFs
No
 Currency conversion 0.35% on Meridian, 0.50% on Go. You need a general investment account first.

Source: Webull UK ISA pages and client agreement, 2026-08-17 Webull UK's own page

Brokerage accounts

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With strings
Not yet verified · last checked

US persons: nothing published about US persons, and the protection is not what it looks like

Two things to check before you go near this one. Webull says only that its services are aimed at UK residents, and its client agreement sits behind an app-only viewer, so the US person question is genuinely unanswered in anything it publishes. And its UK company acts as your agent while the account itself is opened with its Australian entity, with its published FSCS page covering only cash savings, so do not assume the £85,000 investment limit applies.

FCA authorised as agent only · your account is opened with its Australian entity · do not assume FSCS on investments

Account Terms The catch
Webull individual account
Annual fee
None
Dealing fee
No commission on US shares, and none on UK shares and ETFs for the first 90 days
Can hold
US shares, UK shares and ETFs, Hong Kong and China A shares, and US options. The ETFs are London listed, so PFICs for US tax.
Individual shares
Yes
US-domiciled ETFs
No
 Currency conversion of 0.50%, or 0.35% on its higher tier. Webull routes customers through a W-8BEN with its US clearing partner, which is the form for people who are not US persons, so ask first.

Source: Webull UK help centre and pricing pages, 2026-08-17 Webull UK's own page

Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

PFIC

Almost every UK-domiciled fund is a PFIC, taxed by the US at punitive rates with heavy filing. This is why US citizens hold individual shares, not UK funds.

 Tax

ISA US tax

The IRS does not recognise the ISA wrapper. Cash ISA interest and stocks ISA gains are taxable on your US return, and fund holdings drag in PFIC rules.

 Tax

FATCA

FATCA makes UK banks report accounts held by US persons to the IRS. It is not a tax; it is a reporting trail. Where it bites is access.