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US citizens in the UK · Institutions

Which Weatherbys Bank accounts accept US citizens

Last checked

Weatherbys Bank has been checked for US citizens across 3 account types. All 3 are open to a US person.

If you already have an account with Weatherbys Bank, a second one there is usually the easier application, because Weatherbys Bank has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was checked.

At a glance

Account Verdict Last checked
Current accounts Opens
Savings accounts Opens
Mortgages Weatherbys Private Bank Opens

Current accounts

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Opens

Weatherbys runs a named team of private bankers for US citizens living and working in the UK, which is as close to an open invitation as this market offers. It says it does not ask clients to invest with it in order to open an account, so there is no entry minimum; the cost is the monthly fee unless you hold £350,000 with them.

FSCS £120,000 · relationship managed, online and mobile

Account Terms The catch
Private Current Account
Monthly fee
£100 a month
Interest
None
Abroad
No fee on card payments in a foreign currency, and no Weatherbys fee on cash withdrawals abroad
 The fee is waived if your combined lending, deposits or investments exceed £350,000, and for clients under 30. New clients pay nothing for the first three months.
US Dollar Currency Account
Monthly fee
Free
Interest
None
Abroad
No fee on card payments in dollars or another foreign currency, and no Weatherbys fee on a dollar cash withdrawal
 Comes with a dollar card but no direct debits or standing orders. Outbound international payments cost up to about £38.50.

Source: Weatherbys US Citizen Services and current accounts, 2026-08-17 Last checked Weatherbys Bank's own page

Savings accounts

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Opens

Weatherbys publishes rates for all eighteen of its deposit accounts, unusually open for a private bank, though they are available to Weatherbys clients only. It is also the bank on this site with a named team for US citizens, so the relationship is the easiest here to start. The US taxes the interest as ordinary income.

FSCS £120,000 · relationship managed · Weatherbys clients only

Account Terms The catch
1 Year Fixed Term Deposit Account
Access
Fixed term
Rate
4.00% AER, fixed
Term
1 year
Min
£50,000
Max
£2,000,000
Rate as of
 Weatherbys clients only, no additional deposits after opening. Clients of four years or more get 4.05%.
250 Day Notice Account
Access
Notice
Rate
3.60% gross, variable
Term
250 days notice
Max
£2,000,000
Rate as of
 Guaranteed to pay 0.15% below base rate; shorter notice pays less, from 2.40% at 45 days. No additional deposits.
Private Reserve Account
Access
Easy access
Rate
0.50% gross, variable
Rate as of
 Weatherbys clients only; rises to 1.00% above £50,000.
6 Month Fixed Term Deposit Account
Access
Fixed term
Rate
4.00% AER, fixed
Term
6 months
Min
£50,000
Max
£2,000,000
Rate as of
 Weatherbys clients only, and no additional deposits after opening.
2 Year Fixed Term Deposit Account
Access
Fixed term
Rate
4.05% AER, fixed
Term
2 years
Min
£50,000
Max
£2,000,000
Rate as of
 Weatherbys clients only, and no additional deposits after opening. Clients of four years or more get 4.10%.
3 Year Fixed Term Deposit Account
Access
Fixed term
Rate
3.90% AER, fixed
Term
3 years
Min
£50,000
Max
£2,000,000
Rate as of
 Weatherbys clients only, and no additional deposits after opening.
5 Year Fixed Term Deposit Account
Access
Fixed term
Rate
3.15% AER, fixed
Term
5 years
Min
£50,000
Max
£2,000,000
Rate as of
 Weatherbys clients only, and no additional deposits after opening.
45 Day Notice Account
Access
Notice
Rate
2.40% gross, variable
Min
£0
Max
£2,000,000
Rate as of
 Weatherbys clients only, and every withdrawal needs 45 days' notice. Interest is paid quarterly on balances over £10,000.
90 Day Notice Account
Access
Notice
Rate
2.80% gross, variable
Min
£0
Max
£2,000,000
Rate as of
 Weatherbys clients only, and every withdrawal needs 90 days' notice. Interest is paid quarterly on balances over £10,000.
120 Day Notice Account
Access
Notice
Rate
3.15% gross, variable
Min
£0
Max
£2,000,000
Rate as of
 Weatherbys clients only, and every withdrawal needs 120 days' notice. Interest is paid quarterly on balances over £10,000.
January 2027 Tax Payment Deposit Account
Access
Fixed term
Rate
3.20% AER, fixed
Term
to 14 January 2027
Min
£50,000
Max
£2,000,000
Rate as of
 Weatherbys clients only, and no additional deposits after opening. It matures on 14 January 2027.
July 2027 Tax Payment Deposit Account
Access
Fixed term
Rate
4.00% AER, fixed
Term
to 14 July 2027
Min
£50,000
Max
£2,000,000
Rate as of
 Weatherbys clients only, and no additional deposits after opening. It matures on 14 July 2027.
January 2028 Tax Payment Deposit Account
Access
Fixed term
Rate
4.00% AER, fixed
Term
to 14 January 2028
Min
£50,000
Max
£2,000,000
Rate as of
 Weatherbys clients only, and no additional deposits after opening. It matures on 14 January 2028.
July 2028 Tax Payment Deposit Account
Access
Fixed term
Rate
4.03% AER, fixed
Term
to 14 July 2028
Min
£50,000
Max
£2,000,000
Rate as of
 Weatherbys clients only, and no additional deposits after opening. It matures on 14 July 2028.

Source: Weatherbys deposit accounts, 2026-08-17 Last checked Weatherbys Bank's own page

Mortgages

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Weatherbys Private Bank

Opens

The only lender on this page that names you outright. Weatherbys runs a team with experience supporting US citizens living and working in the UK, and will lend against a main home. It publishes no rates, no minimum loan and no maximum loan to value, and says it does not rely on credit scoring, so the terms only become real once you speak to a banker.

Direct with a private banker · no published minimum loan

Account Terms The catch
Residential mortgage
Rate as of
 Nothing is published: no rate, no minimum loan and no maximum loan to value, with every case priced individually. Weatherbys runs dollar and euro currency accounts and carries the standard warning that a change in the exchange rate can increase the sterling equivalent of your debt, but it does not confirm a dollar-denominated mortgage in its published material.

Source: Weatherbys US citizen services page, 2026-08-17 Last checked Weatherbys Private Bank's own page

Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
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