Which Vanquis Bank accounts accept US citizens
Last checkedVanquis Bank offers a credit card to a US person, with strings.
If you already have an account with Vanquis Bank, a second one there is usually the easier application, because Vanquis Bank has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was checked.
At a glance
| Account | Verdict | Last checked |
|---|---|---|
| Credit cards | With strings |
Credit cards
Compare with other providersUS persons: needs three years of UK address history
Vanquis lends to thin and damaged files and its published test has no nationality element, only that you are 18, have a regular income and are a permanent UK resident. The application then asks for three years of addresses, which a recent arrival cannot give. Worth knowing its travel card drops the currency fee to nothing, which is rare at this end of the market.
Vanquis Bank · built for thin and impaired files
| Account | Terms | The catch |
|---|---|---|
| Credit Builder Card (opens in a new tab) |
|
Limits of £250 to £2,500. Cash abroad costs £3 or 3% to 5%, whichever is higher, on top. |
| Travel Credit Card (opens in a new tab) |
|
Limits of £250 to £2,500, same eligibility test. Cash withdrawals still cost up to 5% or £3. |
Source: Vanquis credit cards pages, 2026-08-17 (opens in a new tab) Last checked Vanquis Bank's own page (opens in a new tab)
Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.