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US citizens in the UK · Institutions

Which Talbot and Muir accounts accept US citizens

Last checked

Talbot and Muir has been checked for US citizens across 2 account types. Both are open to a US person (both with strings).

If you already have an account with Talbot and Muir, a second one there is usually the easier application, because Talbot and Muir has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was last updated.

At a glance

Account type Verdict Accounts Updated
SIPPs Accepts with conditions 1
Junior SIPPs Accepts with conditions 3

SIPPs

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Accepts with conditions
Updated

US persons: only through a regulated adviser, and it has never said whether it takes US persons

The application form says Talbot and Muir only opens a SIPP for people advised to do so by an FCA regulated adviser, so there is no direct route in. It publishes nothing about US citizens, so your adviser will need to confirm acceptance before you apply.

FSCS £85,000 investment cover · adviser introduced

Account Terms The catch
The Talbot and Muir SIPP
Annual fee
£310 a year at level one or £400 at level two, plus £150 to set up on paper. All plus VAT
Dealing fee
Nothing from Talbot and Muir; £20 to set up or vary a standing order, capped at £200 a year
Can hold
Cash and deposits, shares, government and corporate bonds, regulated funds, investment trusts, exchange traded commodities and UK commercial property. Unlisted securities and cryptocurrency are rejected automatically.
 Adviser introduced only. Property adds £1,075 to £1,250 a year.

Source: Talbot and Muir SIPP application form, 2026-08-17 Talbot and Muir's own page

Junior SIPPs

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Accepts with conditions
Updated

US persons: an FCA-regulated adviser

Talbot and Muir's terms say plainly that a parent or legal guardian may apply for membership on behalf of their child under 18, with the guardian in control until the child turns 18. The published terms set no US test, but the SIPP is only opened for a client who has been advised to do so by an FCA regulated adviser: there is no direct route in.

Account Terms The catch
Talbot and Muir SIPP (single investment)
Annual fee
£300 plus VAT
Dealing fee
not published; set by the underlying investment platform or stockbroker
Can hold
shares, bonds, funds, investment trusts, REITs, exchange traded commodities and certain structured products
Individual shares
Yes
 —
Talbot and Muir SIPP (more than one investment portfolio)
Annual fee
£385 plus VAT
Dealing fee
not published; set by the underlying investment platform or stockbroker
Can hold
shares, bonds, funds, investment trusts, REITs, exchange traded commodities and certain structured products
Individual shares
Yes
 —
Talbot and Muir SIPP (holding a property)
Annual fee
£1,200 plus VAT
Dealing fee
not published; set by the underlying investment platform or stockbroker
Can hold
commercial property in addition to other investments
Individual shares
Yes
 —

Source: Talbot and Muir SIPP Terms and Conditions and SIPP application form, 2026-09-11 Talbot and Muir's own page

Account names link to the provider's own site. No link on this page is paid. How Momo makes money. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
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