Which Suffolk Building Society accounts accept US citizens
Last checkedSuffolk Building Society offers a residential mortgage to a US person, with strings.
If you already have an account with Suffolk Building Society, a second one there is usually the easier application, because Suffolk Building Society has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was last updated.
At a glance
| Account type | Verdict | Accounts | Updated |
|---|---|---|---|
| Mortgages | Accepts with conditions | 1 |
Mortgages
Compare with other providersUS persons: twelve months here, an approved profession, and a 10% deposit that cannot be gifted
Suffolk gates on what you do rather than where you are from. You need twelve months living and working here, a visa with a year left, and a job in education, healthcare, finance, IT, law or science research, or a professional role in marketing, energy or construction. The rule that bites hardest is the deposit: at least 10%, and none of it can be a gift.
Direct or through a broker · twelve months here, England and Wales only
| Account | Terms | The catch |
|---|---|---|
| Residential 2 year fixed (opens in a new tab) |
|
Overpayments up to half the original loan without charge. Minimum property value £75,000. |
Source: Suffolk Building Society foreign nationals criteria, 2026-08-17 (opens in a new tab) Suffolk Building Society's own page (opens in a new tab)
Account names link to the provider's own site. No link on this page is paid. How Momo makes money. Every institution, A to Z.