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US citizens in the UK · Institutions

Which Spreadex accounts accept US citizens

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Spreadex has no general investment account to open, whatever your nationality.

At a glance

Account type Verdict Accounts Updated
Brokerage accounts Not offered —

Brokerage accounts

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Not offered
Updated

Another firm that never gives you the share. Spreadex offers spread bets, contracts for difference and options, and confirms you do not own shares when you take a spread bet, with no voting rights passed on. Its customer agreement never mentions US citizens, and its only US rule bites if you move to the States rather than if you are American here.

No share dealing account · spread bets, contracts for difference and options only

Source: Spreadex customer agreement and shares FAQs, 2026-08-17 Spreadex's own page

Account names link to the provider's own site. No link on this page is paid. How Momo makes money. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

PFIC

Almost every UK-domiciled fund is a PFIC, taxed by the US at punitive rates with heavy filing. This is why US citizens hold individual shares, not UK funds.

 Tax

FATCA

Do UK banks report your account to the IRS? Yes, through HMRC, under FATCA. It is a reporting law, not a tax. Where it bites is access.