Which Spreadex accounts accept US citizens
Last checkedSpreadex has no general investment account to open, whatever your nationality.
At a glance
| Account | Verdict | Last checked |
|---|---|---|
| Brokerage accounts | Not offered |
Brokerage accounts
Compare with other providersAnother firm that never gives you the share. Spreadex offers spread bets, contracts for difference and options, and confirms you do not own shares when you take a spread bet, with no voting rights passed on. Its customer agreement never mentions US citizens, and its only US rule bites if you move to the States rather than if you are American here.
No share dealing account · spread bets, contracts for difference and options only
Source: Spreadex customer agreement and shares FAQs, 2026-08-17 (opens in a new tab) Last checked Spreadex's own page (opens in a new tab)
Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.
Why this is the rule
PFIC
Almost every UK-domiciled fund is a PFIC, taxed by the US at punitive rates with heavy filing. This is why US citizens hold individual shares, not UK funds.
TaxFATCA
FATCA makes UK banks report accounts held by US persons to the IRS. It is not a tax; it is a reporting trail. Where it bites is access.