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US citizens in the UK · Institutions

Which Scottish Building Society accounts accept US citizens

Last checked

Scottish Building Society offers a Junior cash ISA to a US person.

If you already have an account with Scottish Building Society, a second one there is usually the easier application, because Scottish Building Society has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was last updated.

At a glance

Account type Verdict Accounts Updated
Junior cash ISAs Accepts US citizens 1

Junior cash ISAs

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Accepts US citizens
Updated

The published terms set no US test: the registered contact must be 18 or over and resident in the UK, for a child under 18. The CRS self-certification form asks whether the account holder is a US citizen or tax resident to meet reporting duties, not to bar opening.

FSCS · Relationship Centre or by post

Account Terms The catch
Junior Cash ISA
Access
Fixed term
Rate
3.30% AER, variable
Term
until the child turns 18
Min
£1
Max
£9,000 a tax year (total Junior ISA allowance)
Rate as of
 —

Source: Scottish Building Society Junior Cash ISA Product Conditions (JISA 120326), 2026-09-11 Scottish Building Society's own page

Account names link to the provider's own site. No link on this page is paid. How Momo makes money. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
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