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US citizens in the UK · Institutions

Which Rowanmoor accounts accept US citizens

Last checked

Rowanmoor has been checked for US citizens across 2 account types. Neither is on offer, whatever your nationality.

At a glance

Account type Verdict Accounts Updated
SIPPs Not offered —
Junior SIPPs Not offered —

SIPPs

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Not offered
Updated

Rowanmoor no longer exists as a provider. Its personal pensions business entered administration and the administrators sold all customer SIPPs to Alltrust in March 2023, which is why Alltrust still administers a Rowanmoor plan. Its own website no longer resolves.

No longer a provider · book sold to Alltrust in March 2023

Source: FCA news story on Rowanmoor Personal Pensions entering administration, read 2026-08-17 Rowanmoor's own page

Junior SIPPs

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Not offered
Updated

Rowanmoor no longer exists as a provider to apply to, for a child or anyone else. Its personal pensions business entered administration and the administrators sold every customer SIPP, including any junior plans, to Alltrust in March 2023.

Source: FCA news story on Rowanmoor Personal Pensions entering administration, read 2026-09-11 Rowanmoor's own page

Account names link to the provider's own site. No link on this page is paid. How Momo makes money. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

SIPP US tax

The US Treasury reads the treaty as leaving UK SIPP growth untaxed until drawn; the treaty's wording is narrower. Contributions, growth and drawdown explained.

 Tax

US-UK tax treaty

The US-UK treaty stops most double taxation, but the saving clause lets the US tax its citizens almost as if it were not there. What survives the clause.

 Tax

Form 3520

A UK pension held in trust can be a foreign trust to the IRS. Rev. Proc. 2020-17 exempts qualifying retirement trusts from Forms 3520 and 3520-A, on conditions.

 Tax

Saving for a child

How the US taxes a Junior ISA, a junior pension and a Child Trust Fund held by a US citizen child in the UK, and how a 529 plan compares.