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US citizens in the UK · Institutions

Which Robinhood UK accounts accept US citizens

Last checked

Robinhood UK has been checked for US citizens across 2 account types. Both are closed to a US person.

At a glance

Account type Verdict Accounts Updated
Stocks & shares ISAs Declines US citizens —
Brokerage accounts Declines US citizens —

Stocks & shares ISAs

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Declines US citizens
Updated

Explicit twice over: you can apply only if you are not a US person as the Internal Revenue Service defines one, and if you become one at any point you will be required to close the ISA. The account opening checklist repeats it in a single line.

ISA managed by Quai Investment Services · securities held with Robinhood Securities in the US under SIPC, not FSCS

Source: Robinhood UK stocks and shares ISA key features, 2026-08-17 Robinhood UK's own page

Brokerage accounts

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Declines US citizens
Updated

The cleanest double trap on this site. The UK agreement makes you represent for the life of the account that you are not a US person as the Internal Revenue Code defines one, while the US arm requires a legal US residential address, so an American who has moved to Britain is locked out at both ends by design. Note also that the UK brokerage assets are not FSCS protected: they sit with Robinhood Securities in the US under SIPC.

Not FSCS. SIPC $500,000 via Robinhood Securities in the US

Source: Robinhood UK customer agreement, 2026-08-17 Robinhood UK's own page

Account names link to the provider's own site. No link on this page is paid. How Momo makes money. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

PFIC

Almost every UK-domiciled fund is a PFIC, taxed by the US at punitive rates with heavy filing. This is why US citizens hold individual shares, not UK funds.

 Tax

ISA US tax

The IRS does not recognise the ISA wrapper. Cash ISA interest and stocks ISA gains are taxable on your US return, and fund holdings drag in PFIC rules.

 Tax

FATCA

Do UK banks report your account to the IRS? Yes, through HMRC, under FATCA. It is a reporting law, not a tax. Where it bites is access.