Which Raisin UK accounts accept US citizens
Last checkedRaisin UK does not offer a savings account to a US person.
At a glance
| Account type | Verdict | Accounts | Updated |
|---|---|---|---|
| Savings accounts | Declines US citizens | — |
Savings accounts
Compare with other providersRaisin UK requires sole UK tax residency to open its marketplace account, and that account is the gateway to every partner bank on its panel, so the whole platform is closed even where a partner bank would accept you directly.
Source: Raisin UK terms and conditions, clause 2.3, 2026-09-26 (opens in a new tab) Raisin UK's own page (opens in a new tab)
Account names link to the provider's own site. No link on this page is paid. How Momo makes money. Every institution, A to Z.
Why this is the rule
FATCA
Do UK banks report your account to the IRS? Yes, through HMRC, under FATCA. It is a reporting law, not a tax. Where it bites is access.
TaxFBAR
If your foreign accounts top $10,000 combined at any point in the year, you file an FBAR. What counts, when it is due, and what happens if you miss it.