Which Raisin UK accounts accept US citizens
Last checkedRaisin UK does not offer a savings account to a US person.
At a glance
| Account | Verdict | Last checked |
|---|---|---|
| Savings accounts | Skip |
Savings accounts
Compare with other providersRaisin UK requires sole UK tax residency to open its marketplace account, and that account is the gateway to every partner bank on its panel, so the whole platform is closed even where a partner bank would accept you directly.
Source: Raisin UK terms and conditions, clause 2.3, 2026-04 Last checked Raisin UK's own page (opens in a new tab)
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Why this is the rule
FATCA
FATCA makes UK banks report accounts held by US persons to the IRS. It is not a tax; it is a reporting trail. Where it bites is access.
TaxFBAR
If your foreign accounts top $10,000 combined at any point in the year, you file an FBAR. What counts, when it is due, and what happens if you miss it.