Which Precise Mortgages accounts accept US citizens
Last checkedPrecise Mortgages offers a residential mortgage to a US person, with strings.
If you already have an account with Precise Mortgages, a second one there is usually the easier application, because Precise Mortgages has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was checked.
At a glance
| Account | Verdict | Last checked |
|---|---|---|
| Mortgages | With strings |
Mortgages
Compare with other providersUS persons: treated as a referral rather than a yes, and every visa route is refused
The least welcoming lender on this page and the only one that sorts applicants by nationality group. A US citizen is a non-EEA national, which Precise says is not normally acceptable, considered only as a referral with three years of UK residency and credit data. Every visa is answered with a flat no, and applicants paid in a foreign currency are refused.
Through a broker · indefinite leave and three years of UK credit history
| Account | Terms | The catch |
|---|---|---|
| Tier 1 residential 2 year fixed (opens in a new tab) |
|
Cleanest of five credit tiers. Loans from £25,001, to £2,000,000 at 95%. |
| Limited edition Tier 1 2 year fixed (opens in a new tab) |
|
£300 cashback, maximum loan £400,000. |
Source: Precise residential criteria, 2026-08-17 (opens in a new tab) Last checked Precise Mortgages's own page (opens in a new tab)
Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.