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US citizens in the UK · Institutions

Which Pepperstone accounts accept US citizens

Last checked

Pepperstone has no general investment account to open, whatever your nationality.

At a glance

Account Verdict Last checked
Brokerage accounts Not offered

Brokerage accounts

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Not offered

Not a share dealing account, and not a refusal either. Pepperstone offers only leveraged derivatives, and says plainly that you do not own or have rights in the underlying asset, so a contract for difference on Apple is not an Apple share. Its terms say nothing about US citizens either way. Worth knowing because it is often suggested alongside brokers, and it is a different product with different tax treatment again.

No share dealing account · contracts for difference and spread bets only

Source: Pepperstone UK terms and conditions and account pages, 2026-08-17 Last checked Pepperstone's own page

Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

PFIC

Almost every UK-domiciled fund is a PFIC, taxed by the US at punitive rates with heavy filing. This is why US citizens hold individual shares, not UK funds.

 Tax

FATCA

FATCA makes UK banks report accounts held by US persons to the IRS. It is not a tax; it is a reporting trail. Where it bites is access.