Which Ocean Credit Card accounts accept US citizens
Last checkedOcean Credit Card offers a credit card to a US person, with strings.
If you already have an account with Ocean Credit Card, a second one there is usually the easier application, because Ocean Credit Card has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was checked.
At a glance
| Account | Verdict | Last checked |
|---|---|---|
| Credit cards | With strings |
Credit cards
Compare with other providersUS persons: the same Capital One decision as its Classic card, at a higher rate
Worth knowing who you are actually applying to. Ocean Finance is a credit broker and Capital One is the exclusive lender, so this meets the same underwriting decision as the Capital One Classic card but at a higher headline rate. Applying to both is one decision, not two chances.
Capital One is the lender · Ocean Finance is only a broker
| Account | Terms | The catch |
|---|---|---|
| Ocean Credit Card (opens in a new tab) |
|
Limits from £200 to £8,000. A soft search checker runs before you apply. |
Source: Ocean Finance credit cards page, 2026-08-17 (opens in a new tab) Last checked Ocean Credit Card's own page (opens in a new tab)
Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.