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US citizens in the UK · Institutions

Which Novia Global accounts accept US citizens

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Novia Global does not offer a pension to a US person.

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SIPPs

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Two doors closed at once. Novia Global takes no direct business, only intermediaries with a terms of business agreement, and its own target market statement aims the product at people living or working outside the UK and says it is not meant for UK clients who intend to stay. It is built for leaving, not for settling.

FSCS £85,000 investment cover · adviser introduced only

Source: Novia Global SIPP target market statement, 2026-08-17 Last checked Novia Global's own page

Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

SIPP US tax

The treaty generally lets a UK SIPP grow tax-deferred for US purposes, but the protection has limits. How the US treats contributions, growth and drawdown.

 Tax

US-UK tax treaty

The US-UK treaty stops most double taxation, but the saving clause lets the US tax its citizens almost as if it were not there. What survives the clause.

 Tax

Form 3520

A UK pension held in trust can be a foreign trust to the IRS. Rev. Proc. 2020-17 exempts qualifying retirement trusts from Forms 3520 and 3520-A, on conditions.