Momo
US citizens in the UK · Institutions

Which Molo Finance accounts accept US citizens

Last checked

Molo Finance has no residential mortgage open to new borrowers, whatever your nationality.

At a glance

Account type Verdict Accounts Updated
Mortgages Not offered —

Mortgages

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Not offered
Updated

Not a nationality bar, but Molo asks for the permanent right to reside and work, which a sponsored visa does not give you. Its live proposition is buy to let, and the residential guide it still publishes is dated 2022, so no current rate for a home can be recorded.

Direct online · permanent right to reside required, broker channel is buy to let

Source: Molo residential eligibility, 2026-08-17 Molo Finance's own page

Account names link to the provider's own site. No link on this page is paid. How Momo makes money. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

FATCA

Do UK banks report your account to the IRS? Yes, through HMRC, under FATCA. It is a reporting law, not a tax. Where it bites is access.