momo
US citizens in the UK · Institutions

Which Molo Finance accounts accept US citizens

Last checked

Molo Finance has no residential mortgage open to new borrowers, whatever your nationality.

At a glance

Account Verdict Last checked
Mortgages Not offered

Mortgages

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Not offered

Not a nationality bar, but Molo asks for the permanent right to reside and work, which a sponsored visa does not give you. Its live proposition is buy to let, and the residential guide it still publishes is dated 2022, so no current rate for a home can be recorded.

Direct online · permanent right to reside required, broker channel is buy to let

Source: Molo residential eligibility, 2026-08-17 Last checked Molo Finance's own page

Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

FATCA

FATCA makes UK banks report accounts held by US persons to the IRS. It is not a tax; it is a reporting trail. Where it bites is access.