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US citizens in the UK · Institutions

Which Marcus by Goldman Sachs accounts accept US citizens

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Marcus by Goldman Sachs has been checked for US citizens across 2 account types. Both are closed to a US person.

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Account Verdict Last checked
Savings accounts Skip
Cash ISAs Skip

Savings accounts

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Marcus declines anyone who is a US tax resident, since it cannot meet the US reporting that would follow, so a US person is turned away at application.

Source: Marcus by Goldman Sachs, opening an account, 2026-08-09 Last checked Marcus by Goldman Sachs's own page

Cash ISAs

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Marcus screens out anyone with US tax links, so it will not open a cash ISA for a US person. The IRS would tax the interest as US income regardless.

Source: MoneySavingExpert forum, 2026-08-09 Last checked Marcus by Goldman Sachs's own page

Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

FATCA

FATCA makes UK banks report accounts held by US persons to the IRS. It is not a tax; it is a reporting trail. Where it bites is access.

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FBAR

If your foreign accounts top $10,000 combined at any point in the year, you file an FBAR. What counts, when it is due, and what happens if you miss it.

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ISA US tax

The IRS does not recognise the ISA wrapper. Cash ISA interest and stocks ISA gains are taxable on your US return, and fund holdings drag in PFIC rules.