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US citizens in the UK · Institutions

Which Marcus by Goldman Sachs accounts accept US citizens

Last checked

Marcus by Goldman Sachs has been checked for US citizens across 2 account types. Both are closed to a US person.

At a glance

Account type Verdict Accounts Updated
Savings accounts Declines US citizens —
Cash ISAs Declines US citizens —

Savings accounts

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Declines US citizens
Updated

Marcus declines anyone who is a US tax resident, since it cannot meet the US reporting that would follow, so a US person is turned away at application.

Source: Marcus by Goldman Sachs, opening an account, 2026-08-09 Marcus by Goldman Sachs's own page

Cash ISAs

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Declines US citizens
Updated

Marcus screens out anyone with US tax links, so it will not open a cash ISA for a US person. The IRS would tax the interest as US income regardless.

Source: MoneySavingExpert forum, 2026-08-09 Marcus by Goldman Sachs's own page

Account names link to the provider's own site. No link on this page is paid. How Momo makes money. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

FATCA

Do UK banks report your account to the IRS? Yes, through HMRC, under FATCA. It is a reporting law, not a tax. Where it bites is access.

 Tax

FBAR

If your foreign accounts top $10,000 combined at any point in the year, you file an FBAR. What counts, when it is due, and what happens if you miss it.

 Tax

ISA US tax

The IRS does not recognise the ISA wrapper. Cash ISA interest and stocks ISA gains are taxable on your US return, and fund holdings drag in PFIC rules.