US citizens in the UK · Institutions

Which John Lewis Partnership Card accounts accept US citizens

Last checked

John Lewis Partnership Card offers a credit card to a US person, with strings.

If you already have an account with John Lewis Partnership Card, a second one there is usually the easier application, because John Lewis Partnership Card has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was last updated.

At a glance

Account type Verdict Accounts Updated
Credit cards Accepts with conditions 1
Accepts with conditions
Updated

US persons: twelve months of UK address history

The one card here that states an address history rule on the page, and it is the rule that catches a recent arrival: twelve months of UK addresses. NewDay also underwrites aqua and other retail brands, so a decline here is likely to repeat across that stable.

NewDay is the lender · John Lewis Finance is only a broker

Account Terms The catch
Partnership Credit Card (opens in a new tab)
Representative APR
29.9% APR representative
Card fee
Free
Rate as of
Needs twelve months of UK address history, a UK mobile number, and no Partnership card in the last year. John Lewis confirms a foreign currency fee applies but does not publish the rate. Earns 5 points per £4 spent at John Lewis and Waitrose, doubled to 10 for the first 60 days, and 1 point per £10 spent elsewhere; 500 points make a £5 gift voucher.

Source: John Lewis Money partnership card page, 2026-08-17 (opens in a new tab) John Lewis Partnership Card's own page (opens in a new tab)

Account names link to the provider's own site. No link on this page is paid. How Momo makes money. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .