US citizens in the UK · Institutions

Which John Lewis Partnership Card accounts accept US citizens

Last checked

John Lewis Partnership Card offers a credit card to a US person, with strings.

If you already have an account with John Lewis Partnership Card, a second one there is usually the easier application, because John Lewis Partnership Card has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was checked.

At a glance

Account Verdict Last checked
Credit cards With strings
With strings

US persons: twelve months of UK address history

The one card here that states an address history rule on the page, and it is the rule that catches a recent arrival: twelve months of UK addresses. NewDay also underwrites aqua and other retail brands, so a decline here is likely to repeat across that stable.

NewDay is the lender · John Lewis Finance is only a broker

Account Terms The catch
Partnership Credit Card (opens in a new tab)
Representative APR
29.9% APR representative
Card fee
Free
Needs twelve months of UK address history, a UK mobile number, and no Partnership card in the last year. John Lewis confirms a foreign currency fee applies but does not publish the rate.

Source: John Lewis Money partnership card page, 2026-08-17 (opens in a new tab) Last checked John Lewis Partnership Card's own page (opens in a new tab)

Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .