Momo
US citizens in the UK · Institutions

Which iWeb accounts accept US citizens

Last checked

iWeb has been checked for US citizens across 2 account types. Neither is on offer, whatever your nationality.

At a glance

Account type Verdict Accounts Updated
Junior stocks & shares ISAs Not offered —
Junior SIPPs Not offered —

Junior stocks & shares ISAs

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Not offered
Updated

iWeb no longer exists as a separate brand: its dealing accounts moved to Scottish Widows Share Dealing, run by Halifax Share Dealing Limited. That service sells only an adult Stocks and Shares ISA and Share Dealing Account, its eligibility test opens at 'at least 18 years old', and no Junior ISA appears in its product range or the wider Scottish Widows navigation.

Source: Scottish Widows (formerly iWeb) Stocks and Shares ISA page and site navigation, 2026-09-11 iWeb's own page

Junior SIPPs

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Not offered
Updated

iWeb, now Scottish Widows Share Dealing, does not sell a pension of any kind, junior or adult; its own site navigation puts the Self-Invested Personal Pension (SIPP) under a separate Scottish Widows pensions line entirely, distinct from the Share Dealing service, and lists no Junior SIPP anywhere.

Source: Scottish Widows site navigation, 2026-09-11 iWeb's own page

Account names link to the provider's own site. No link on this page is paid. How Momo makes money. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

Saving for a child

How the US taxes a Junior ISA, a junior pension and a Child Trust Fund held by a US citizen child in the UK, and how a 529 plan compares.

 Tax

PFIC

Almost every UK-domiciled fund is a PFIC, taxed by the US at punitive rates with heavy filing. This is why US citizens hold individual shares, not UK funds.

 Tax

SIPP US tax

The US Treasury reads the treaty as leaving UK SIPP growth untaxed until drawn; the treaty's wording is narrower. Contributions, growth and drawdown explained.

 Tax

US-UK tax treaty

The US-UK treaty stops most double taxation, but the saving clause lets the US tax its citizens almost as if it were not there. What survives the clause.