Which iWeb accounts accept US citizens
Last checkediWeb has been checked for US citizens across 2 account types. Neither is on offer, whatever your nationality.
At a glance
| Account type | Verdict | Accounts | Updated |
|---|---|---|---|
| Junior stocks & shares ISAs | Not offered | — | |
| Junior SIPPs | Not offered | — |
Junior SIPPs
Compare with other providersiWeb, now Scottish Widows Share Dealing, does not sell a pension of any kind, junior or adult; its own site navigation puts the Self-Invested Personal Pension (SIPP) under a separate Scottish Widows pensions line entirely, distinct from the Share Dealing service, and lists no Junior SIPP anywhere.
Source: Scottish Widows site navigation, 2026-09-11 (opens in a new tab) iWeb's own page (opens in a new tab)
Account names link to the provider's own site. No link on this page is paid. How Momo makes money. Every institution, A to Z.
Why this is the rule
Saving for a child
How the US taxes a Junior ISA, a junior pension and a Child Trust Fund held by a US citizen child in the UK, and how a 529 plan compares.
TaxPFIC
Almost every UK-domiciled fund is a PFIC, taxed by the US at punitive rates with heavy filing. This is why US citizens hold individual shares, not UK funds.
TaxSIPP US tax
The treaty generally lets a UK SIPP grow tax-deferred for US purposes, but the protection has limits. How the US treats contributions, growth and drawdown.
TaxUS-UK tax treaty
The US-UK treaty stops most double taxation, but the saving clause lets the US tax its citizens almost as if it were not there. What survives the clause.