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US citizens in the UK · Institutions

Which ICICI Bank UK accounts accept US citizens

Last checked

ICICI Bank UK has no residential mortgage open to new borrowers, whatever your nationality.

At a glance

Account type Verdict Accounts Updated
Mortgages Not offered —

Mortgages

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Not offered
Updated

ICICI Bank UK does not lend on UK homes to individuals at all. What it calls a home loan is for property in India, arranged with ICICI Bank India, and its own UK property lending is commercial.

Not available · no UK residential lending to individuals

Source: ICICI Bank UK home loan page, 2026-08-17 ICICI Bank UK's own page

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Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

FATCA

Do UK banks report your account to the IRS? Yes, through HMRC, under FATCA. It is a reporting law, not a tax. Where it bites is access.