Which Furness Building Society accounts accept US citizens
Last checkedFurness Building Society offers a residential mortgage to a US person, with strings.
If you already have an account with Furness Building Society, a second one there is usually the easier application, because Furness Building Society has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was checked.
At a glance
| Account | Verdict | Last checked |
|---|---|---|
| Mortgages | With strings |
Mortgages
Compare with other providersUS persons: twelve months here, and only sponsored or spousal visa routes are named
One of only two lenders here that lends in mainland Scotland, which matters if the job is in Edinburgh or Glasgow. It takes health and care, spousal and sponsored skilled worker visas to 90% loan to value after twelve months here, with no minimum time left on the visa. Its published list is silent on Global Talent and on indefinite leave to remain, so anything outside those routes needs a call first.
Direct or through a broker · twelve months here, and it lends in Scotland
| Account | Terms | The catch |
|---|---|---|
| 2 year fixed (opens in a new tab) |
|
90% is the ceiling for a visa holder, so this is the top of the range for most of this audience. |
| 5 year fixed (opens in a new tab) |
|
A two year discount at 5.39% to the same loan to value is also available. |
Source: Furness Building Society intermediary lending criteria, 2026-08-17 (opens in a new tab) Last checked Furness Building Society's own page (opens in a new tab)
Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.