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US citizens in the UK · Institutions

Which Evelyn Partners accounts accept US citizens

Last checked

Evelyn Partners offers a general investment account to a US person. Also listed below, not yet verified: a stocks and shares ISA and a pension.

If you already have an account with Evelyn Partners, a second one there is usually the easier application, because Evelyn Partners has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was checked.

Some verdicts below are not yet verified and are marked as such; treat those as leads until confirmed. They are kept out of this page's structured data until a person has checked them.

At a glance

Account Verdict Last checked
Stocks & shares ISAs With strings Not yet verified · last checked
Brokerage accounts Opens
SIPPs With strings Not yet verified · last checked

Stocks & shares ISAs

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With strings
Not yet verified · last checked

US persons: its US material never mentions the ISA either way

Evelyn Partners runs a full discretionary service for US-connected clients and separately offers ISAs, and its US pages never join the two: they name individual retirement accounts, UK pensions and custodial accounts, and never an ISA. Its UK pages then route a US-connected reader away to that US site. So this reads as an implicit exclusion rather than a stated one, and its US minimum is £350,000, higher than the £250,000 it asks of UK clients.

FSCS £85,000 investment cover · US-connected minimum £350,000, above its UK minimum

Account Terms The catch
Discretionary management inside an ISA
Annual fee
1.25% a year on the first £250,000
Dealing fee
None, though overseas trades cost £50 each
Can hold
Directly held shares and bonds, with US funds and ETFs in US-connected portfolios.
Individual shares
Yes
US-domiciled ETFs
Yes
 ISA allowance administration is included in the fee. Tiers fall to 0.90% on the next £250,000.

Source: Evelyn Partners USA service pages, 2026-08-17 Evelyn Partners's own page

Brokerage accounts

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Opens

A dedicated service for US individuals, trusts and companies, built on more than twenty years of looking after US-connected clients and registered with the SEC as well as the FCA. Portfolios are built from directly held shares and bonds, and assets sit with a New Jersey custodian that produces the US tax reporting for you.

FSCS £85,000 investment cover · SEC registered · assets custodied in New Jersey

Account Terms The catch
Discretionary management for US-connected clients
Can hold
Directly held shares and bonds, with US mutual funds and ETFs used where the client is US resident.
Individual shares
Yes
US-domiciled ETFs
Yes
 No fees are published and each client is priced individually, so ask for a written schedule. No minimum is published on the US pages, though the enquiry form's lowest band is under £250,000. Discretionary only.

Source: Evelyn Partners USA service pages, 2026-08-17 Last checked Evelyn Partners's own page

SIPPs

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With strings
Not yet verified · last checked

US persons: it names UK pensions, but under a heading for clients living outside the UK

Evelyn Partners does say it often manages UK pensions for US-connected clients. Read where that sentence sits before relying on it: it appears under its heading for US citizens living outside both the UK and the States, while the section for US citizens resident in the UK names no wrapper at all. So pension coverage for someone in your position is not confirmed by anything Evelyn publishes. Its US minimum is £350,000.

FSCS £85,000 investment cover · SEC registered · fee tiers start on the first £250,000

Account Terms The catch
Discretionary management inside a SIPP
Annual fee
1.25% a year on the first £250,000, being 1.05% management and 0.20% custody
Dealing fee
None, though overseas trades cost £50 each
Can hold
Directly held shares and bonds, with US funds and ETFs used in US-connected portfolios.
Individual shares
Yes
US-domiciled ETFs
Yes
 The schedule prices the portfolio only; any SIPP administration charge is set by the pension provider.

Source: Evelyn Partners USA service pages, 2026-08-17 Evelyn Partners's own page

Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

PFIC

Almost every UK-domiciled fund is a PFIC, taxed by the US at punitive rates with heavy filing. This is why US citizens hold individual shares, not UK funds.

 Tax

ISA US tax

The IRS does not recognise the ISA wrapper. Cash ISA interest and stocks ISA gains are taxable on your US return, and fund holdings drag in PFIC rules.

 Tax

FATCA

FATCA makes UK banks report accounts held by US persons to the IRS. It is not a tax; it is a reporting trail. Where it bites is access.

 Tax

SIPP US tax

The treaty generally lets a UK SIPP grow tax-deferred for US purposes, but the protection has limits. How the US treats contributions, growth and drawdown.