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US citizens in the UK · Institutions

Which Dentons Pensions accounts accept US citizens

Last checked

Dentons Pensions offers a pension to a US person.

If you already have an account with Dentons Pensions, a second one there is usually the easier application, because Dentons Pensions has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was checked.

At a glance

Account Verdict Last checked
SIPPs Opens

SIPPs

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Opens

Dentons runs a page specifically for US clients and says it still accepts SIPP applications from US citizens working in the UK, US residents and green card holders. You can approach it yourself without an adviser, and it wants a fund of at least £50,000.

FSCS £85,000 investment cover · apply direct or through an adviser

Account Terms The catch
Full asset SIPP
Annual fee
£744 a year plus £350 to set up, both plus VAT
Dealing fee
Nothing from Dentons; your broker or platform charges its own
Can hold
Shares on the London Stock Exchange, AIM or any HMRC recognised overseas exchange, which puts US-listed stock in scope. Also ETFs, investment trusts, funds, REITs, gilts, gold and UK commercial property. No cryptocurrency.
 Minimum fund of £50,000. Dentons will not advise on whether an investment suits you, and says some US clients face restrictions depending on their tax status and the platform they pick.
Single portfolio SIPP
Annual fee
£510 a year plus £350 to set up, both plus VAT
Dealing fee
Nothing from Dentons; £220 to switch portfolio or platform
Can hold
One portfolio or platform run by a manager on Dentons' approved list, holding standard assets only. No commercial property.
 Minimum fund of £50,000, and one portfolio only. Upgrading to the full asset SIPP later costs £200.

Source: Dentons US SIPP clients page, 2026-08-17 Last checked Dentons Pensions's own page

Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

SIPP US tax

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US-UK tax treaty

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Form 3520

A UK pension held in trust can be a foreign trust to the IRS. Rev. Proc. 2020-17 exempts qualifying retirement trusts from Forms 3520 and 3520-A, on conditions.