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US citizens in the UK · Institutions

Which Dentons Pensions accounts accept US citizens

Last checked

Dentons Pensions has been checked for US citizens across 2 account types. Both are open to a US person.

If you already have an account with Dentons Pensions, a second one there is usually the easier application, because Dentons Pensions has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was last updated.

At a glance

Account type Verdict Accounts Updated
SIPPs Accepts US citizens 2
Junior SIPPs Accepts US citizens 2

SIPPs

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Accepts US citizens
Updated

Dentons runs a page specifically for US clients and says it still accepts SIPP applications from US citizens working in the UK, US residents and green card holders. You can approach it yourself without an adviser: both of its application forms carry a section for non-advised clients. Your employer can pay in as well as you, and it wants a fund of at least £50,000.

FSCS £85,000 investment cover · apply direct or through an adviser

Account Terms The catch
Full asset SIPP
Annual fee
£744 a year plus £350 to set up, both plus VAT
Dealing fee
Nothing from Dentons; your broker or platform charges its own
Can hold
Shares on the London Stock Exchange, AIM or any HMRC recognised overseas exchange, which puts US-listed stock in scope. Also ETFs, investment trusts, funds, REITs, gilts, gold and UK commercial property. No cryptocurrency.
 Minimum fund of £50,000. Dentons will not advise on whether an investment suits you, and says some US clients face restrictions depending on their tax status and the platform they pick.
Single portfolio SIPP
Annual fee
£510 a year plus £350 to set up, both plus VAT
Dealing fee
Nothing from Dentons; £220 to switch portfolio or platform
Can hold
One portfolio or platform run by a manager on Dentons' approved list, holding standard assets only. No commercial property.
 Minimum fund of £50,000, and one portfolio only. Upgrading to the full asset SIPP later costs £200.

Source: Dentons US SIPP clients page, SIPP application forms and key features, 2026-09-25 Dentons Pensions's own page

Junior SIPPs

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Accepts US citizens
Updated

A parent or legal guardian can open a Dentons SIPP for a child under 18 who is resident in the UK, and the published terms set no US test; Dentons separately says it accepts US citizens working in the UK. The catch is its £50,000 minimum fund, which a child's £3,600 a year contribution limit makes hard to reach.

Account Terms The catch
Full asset SIPP
Annual fee
£744 plus VAT
Can hold
stocks and shares, commercial property, gold bullion, unlisted shares, collective funds, bank and building society deposits, investment portfolios
Individual shares
Yes
 —
Single portfolio SIPP
Annual fee
£510 plus VAT
Can hold
a single portfolio with an investment manager or platform on Dentons' approved list, no non-standard funds or assets
 —

Source: Dentons SIPP FAQs and US SIPP clients page, 2026-09-11 Dentons Pensions's own page

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Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
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