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US citizens in the UK · Institutions

Which Curtis Banks accounts accept US citizens

Last checked

Curtis Banks has been checked for US citizens across 2 account types. Both are open to a US person (both with strings).

If you already have an account with Curtis Banks, a second one there is usually the easier application, because Curtis Banks has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was last updated.

At a glance

Account type Verdict Accounts Updated
SIPPs Accepts with conditions 1
Junior SIPPs Accepts with conditions 2

SIPPs

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Accepts with conditions
Updated

US persons: paper application, an overseas client declaration, a UK regulated adviser, and transfers only

Curtis Banks names US citizens resident in the UK as a category it accepts, which few providers do in writing. The conditions are heavy: paper only, an overseas client declaration, a UK FCA regulated adviser, and the plan can be funded only by transfers from UK pensions, so you cannot pay new contributions in.

FSCS £85,000 investment cover · adviser introduced

Account Terms The catch
Your Future SIPP
Annual fee
£418 a year using one investment partner, or £968 for the full range, plus £129 to set up. All plus VAT
Dealing fee
£65 per instruction for directly held investments, £33 with a firm that is not an investment partner
Can hold
Shares, bonds, ETFs, investment trusts and REITs on the London Stock Exchange, AIM or any HMRC recognised overseas exchange, so US-listed stock is in scope. Also authorised funds, structured products and commercial property.
 Transfers from UK pensions only, so no new contributions. Online applications are closed to overseas clients, and you must confirm an adviser has advised on both the transfer and the suitability of the investments for a US national.

Source: Curtis Banks overseas client declaration, 2026-08-17 Curtis Banks's own page

Junior SIPPs

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Accepts with conditions
Updated

US persons: a UK FCA-regulated adviser, a paper application and an overseas client declaration

Your Future SIPP can be set up for a child, with a legal guardian completing the application and giving instructions until 18. Curtis Banks names US nationals living in the UK as a group it accepts, but only on an advised plan through a UK FCA regulated adviser, on a paper application with an Overseas Client Declaration, with transfers accepted only from UK pension schemes.

Account Terms The catch
Your Future SIPP (Investment Partners and/or one deposit account)
Annual fee
£418 plus VAT; £129 plus VAT establishment fee for a paper application
Can hold
investments through Curtis Banks' Investment Partners and/or one deposit account
 —
Your Future SIPP (full range of investment options)
Annual fee
£968 plus VAT; £129 plus VAT establishment fee for a paper application
Can hold
over 200 investment partners, commercial property, fixed term deposit accounts and cash platforms including Insignis and Flagstone
 —

Source: Curtis Banks Your Future SIPP terms and conditions and target market document, 2026-09-11 Curtis Banks's own page

Account names link to the provider's own site. No link on this page is paid. How Momo makes money. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
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