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US citizens in the UK · Institutions

Which Clydesdale Bank accounts accept US citizens

Last checked

Clydesdale Bank has no residential mortgage open to new borrowers, whatever your nationality.

At a glance

Account Verdict Last checked
Mortgages Not offered

Mortgages

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Not offered

Nothing to apply for, and this is not about being American. Clydesdale no longer lends to new customers and handles only product transfers for existing ones, having moved new residential lending to Nationwide after Nationwide acquired Virgin Money. Anyone pointed this way should read the Nationwide row.

Closed to new borrowers · existing customers can still switch products

Source: Clydesdale for intermediaries, residential criteria, 2026-08-17 Last checked Clydesdale Bank's own page

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Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

FATCA

FATCA makes UK banks report accounts held by US persons to the IRS. It is not a tax; it is a reporting trail. Where it bites is access.