US citizens in the UK · Institutions

Which Butterfield Mortgages accounts accept US citizens

Last checked

Butterfield Mortgages has been checked for US citizens, but none of the verdicts below is verified yet. Treat them as leads.

If you already have an account with Butterfield Mortgages, a second one there is usually the easier application, because Butterfield Mortgages has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was checked.

At a glance

Account Verdict Last checked
Mortgages With strings Not yet verified · last checked
With strings
Not yet verified · last checked

US persons: a minimum loan of £1,000,000 on a prime London or southern property

Butterfield serves high net worth clients at home and overseas and sets no citizenship test, so the gate is ticket size and postcode. Treat the detail as unconfirmed: the only product guidelines it publishes are dated September 2021, so check current terms before relying on any of it.

Broker led, direct enquiries taken · minimum loan £1,000,000, prime London and southern England only

Account Terms The catch
Owner-occupied facility (opens in a new tab)
Term
maximum 10 years
Max LTV
65%
Product fee
1% of the loan
Rate as of
No rates are published; pricing is a margin over Bank of England base rate subject to a 0.5% floor. Facilities run from £1,000,000 to £20,000,000 on interest only, with security in prime central London, prime London or the prime south of England.

Source: Butterfield product guidelines, document dated September 2021, read 2026-08-17 (opens in a new tab) Butterfield Mortgages's own page (opens in a new tab)

Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .