Which Bespoke Pension Services accounts accept US citizens
Last checkedBespoke Pension Services has no pension you can open yourself, whatever your nationality.
At a glance
| Account | Verdict | Last checked |
|---|---|---|
| SIPPs | Not offered |
There is no pension here to assess. The company is active and registered under activities auxiliary to pension funding, but it publishes no website, no product literature and no fee schedule, and no consumer facing SIPP could be traced to it.
No consumer SIPP found
Source: Companies House record for Bespoke Pension Services Limited, read 2026-08-17 (opens in a new tab) Last checked Bespoke Pension Services's own page (opens in a new tab)
Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.
Why this is the rule
SIPP US tax
The treaty generally lets a UK SIPP grow tax-deferred for US purposes, but the protection has limits. How the US treats contributions, growth and drawdown.
TaxUS-UK tax treaty
The US-UK treaty stops most double taxation, but the saving clause lets the US tax its citizens almost as if it were not there. What survives the clause.
TaxForm 3520
A UK pension held in trust can be a foreign trust to the IRS. Rev. Proc. 2020-17 exempts qualifying retirement trusts from Forms 3520 and 3520-A, on conditions.