US citizens in the UK · Institutions

Which Bank of China (UK) accounts accept US citizens

Last checked

Bank of China (UK) has no residential mortgage open to new borrowers, whatever your nationality.

At a glance

Account type Verdict Accounts Updated
Mortgages Not offered —
Not offered
Updated

Two mortgage products remain, a lifetime tracker and a three year fix, and both are for business buy to let. There is no owner occupier product, so nothing here for a home you live in, whatever your nationality.

Buy to let only · no owner occupier product

Source: Bank of China UK mortgage product pages, 2026-08-17 (opens in a new tab) Bank of China (UK)'s own page (opens in a new tab)

Account names link to the provider's own site. No link on this page is paid. How Momo makes money. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .