Which American Express UK accounts accept US citizens
Last checkedAmerican Express UK offers a credit card to a US person.
If you already have an account with American Express UK, a second one there is usually the easier application, because American Express UK has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was checked.
At a glance
| Account | Verdict | Last checked |
|---|---|---|
| Credit cards | Opens |
Credit cards
Compare with other providersThe most useful card on this page for anyone who has just moved. Amex runs a global card transfer: hold a US consumer Amex as the basic cardmember for at least three months, open and in good standing, and you can apply for a UK card using that account, giving a UK address, a UK phone number and your previous address. Its own wording is conditional, that a UK credit file will be taken into account if you have one, which is what makes it work when you do not. Corporate and network cards are excluded, no balance carries over, and it quotes seven to ten days.
American Express · US card history accepted in place of a UK file
| Account | Terms | The catch |
|---|---|---|
| Rewards Credit Card (opens in a new tab) |
|
Needs a permanent UK address, a UK bank account and income of at least £15,000. No minimum UK address history is published. |
| Platinum Cashback Everyday (opens in a new tab) |
|
Same criteria. The welcome bonus is closed to anyone who has held a personal Amex in the past 24 months, which includes a card moved across by global transfer. |
Source: Amex UK moving abroad and global card transfer page, 2026-08-17 (opens in a new tab) Last checked American Express UK's own page (opens in a new tab)
Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.