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US citizens in the UK · Institutions

Which Alltrust accounts accept US citizens

Last checked

Alltrust has been checked for US citizens across 2 account types. Both are open to a US person (both with strings).

If you already have an account with Alltrust, a second one there is usually the easier application, because Alltrust has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was last updated.

At a glance

Account type Verdict Accounts Updated
SIPPs Accepts with conditions 4
Junior SIPPs Accepts with conditions 1

SIPPs

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Accepts with conditions
Updated

US persons: nothing published about US citizens, and a £50,000 minimum

Alltrust publishes nothing about US citizens, so its position is unstated rather than open. One hint that US-connected members are not new to it: its own fee schedule lists a Flexi SIPP (US) among the books it administers, which it took on with the Rowanmoor transfer. It sells three individual SIPPs, the cheapest being the Oasis SIPP from £50,000, which holds only cash, one platform and short deposits. It normally works through advisers and takes direct business only where you evidence its knowledgeable investor requirements.

FSCS £85,000 · normally adviser introduced · from £50,000 on the Oasis SIPP, £100,000 otherwise

Account Terms The catch
Oasis SIPP
Annual fee
£330 a year, plus £99 to set up online through an adviser, £300 on paper through one, or £315 on paper without one if Alltrust agrees first. All plus VAT
Dealing fee
£75 plus VAT for each further investment, then £50 plus VAT a year for each extra manager, platform or simple investment
Can hold
The SIPP cash account, the Platform One investment platform (which charges its own 0.15%), fixed deposits that can be broken within 30 days, and optionally a discretionary manager from Alltrust's list holding standard assets. No commercial property.
 Minimum £50,000 to open, with £1,000 kept in cash. Moving up to the full SIPP later is charged at the full SIPP fee. Without an adviser, Alltrust takes you only once you evidence its knowledgeable investor requirements, and the check costs £150 plus VAT.
Alltrust SIPP
Annual fee
£650 a year, plus £99 to set up online through an adviser, £300 on paper through one, or £315 on paper without one if Alltrust agrees first. All plus VAT
Dealing fee
£75 plus VAT for each further investment, and £100 plus VAT a year to use a platform other than Alltrust's own
Can hold
Shares on any HMRC recognised exchange, AIM shares, investment-grade bonds, funds, ETFs, investment trusts, REITs, gold, UK commercial property and secured loans. US mutual funds are not permitted.
Individual shares
Yes
 Minimum £100,000 to open, though Alltrust will consider £50,000 where contributions continue, with £2,000 kept in cash, or £3,500 with property. Without an adviser, Alltrust takes you only once you evidence its knowledgeable investor requirements, and the check costs £150 plus VAT.
Sophisticated Investor SIPP
Annual fee
£1,000 a year, plus £99 to set up online through an adviser, £300 on paper through one, or £315 on paper without one if Alltrust agrees first. All plus VAT
Dealing fee
£100 plus VAT a year to use a platform other than Alltrust's own
Can hold
The same range as the Alltrust SIPP, including commercial property, AIM shares, gold, REITs and secured lending.
Individual shares
Yes
 Minimum £100,000 to open, with £2,000 kept in cash, or £3,500 with property. Without an adviser, Alltrust takes you only once you evidence its knowledgeable investor requirements, and the check costs £150 plus VAT.
Group SIPP
Annual fee
£825 a year for one member, or £750 plus £250 a member, plus £750 and £250 a member to set up. All plus VAT
Can hold
One SIPP for a small group, normally family members or business partners.
 No minimum is published. Members without an adviser may face extra charges.

Source: Alltrust SIPP product and transactional fee schedules, June 2026, and key features, read 2026-09-14 Alltrust's own page

Junior SIPPs

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Accepts with conditions
Updated

US persons: nothing published about US persons either way, so ask before applying

The standalone Alltrust SIPP is restricted to ages 18 to 75, but Alltrust's Family Pension Trust is built for members who are younger, with its target market document saying trustees must be adults while members may not be, and its own fee schedule charging a lower set-up and annual fee for a member under 18. Direct (non-advised) business is possible if the member meets Alltrust's Knowledgeable Investor test, and nothing published sets a US test.

Account Terms The catch
Family Pension Trust (member under 18)
Annual fee
£965 plus VAT per trust plus £110 plus VAT for a member under 18 (£175 plus VAT for an adult member); £225 plus VAT set-up fee for a member under 18 (£400 plus VAT for an adult member)
Dealing fee
not published in the documents read
Can hold
a wide range of investment opportunities such as commercial property, shares and complex investments, subject to Alltrust's Permitted Investment List or, for a non-advised member, its Knowledgeable Investor List
Individual shares
Yes
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Source: Alltrust target market document, Family Pension Trust key features and Family Pension Trust fee schedule, 2026-09-11 Alltrust's own page

Account names link to the provider's own site. No link on this page is paid. How Momo makes money. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
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