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US citizens in the UK · Institutions

Which Aldermore accounts accept US citizens

Last checked

Aldermore has been checked for US citizens across 2 account types. 1 is open to a US person (with strings) and 1 is closed.

If you already have an account with Aldermore, a second one there is usually the easier application, because Aldermore has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was checked.

At a glance

Account Verdict Last checked
Savings accounts Skip
Mortgages With strings

Savings accounts

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Aldermore requires you to be resident and tax resident only in the UK, and states its accounts cannot be held by US persons, a definition that includes US citizens. That is an explicit bar, not a paperwork step.

Source: Aldermore easy access savings terms, 2026-08-17 Last checked Aldermore's own page

Mortgages

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With strings

US persons: indefinite leave to remain, because a work eVisa is not accepted as proof of residency

No nationality bar, and no visa route either. Aldermore wants two years of UK residency and indefinite leave to remain, and states that work eVisas are not acceptable as confirmation of residency, which closes the skilled worker door outright. Income in a foreign currency is refused, and an asset held in one cannot even be used to repay an interest only loan.

Through a broker · indefinite leave to remain and two years here, no visa route

Account Terms The catch
Level 1 residential 2 year fixed
Rate
5.38%, fixed
Then
8.38% Aldermore managed rate
Term
2 years
Max LTV
75%
Product fee
£999
Rate as of
 Maximum loan £1,000,000, free valuation on purchase and remortgage.
Level 1 residential 5 year fixed
Rate
5.81%, fixed
Then
8.38% Aldermore managed rate
Term
5 years
Max LTV
75%
Product fee
£999
Rate as of
 A fee free version is 5.91% and a £1,999 fee version is 5.71%, so the sums are worth doing.

Source: Aldermore residential criteria, July 2026, read 2026-08-17 Last checked Aldermore's own page

Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.

Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

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