Which 118 118 Money accounts accept US citizens
Last checked118 118 Money offers a credit card to a US person, with strings.
If you already have an account with 118 118 Money, a second one there is usually the easier application, because 118 118 Money has already checked who you are. Each account below carries its verdict, the evidence behind it and the date it was checked.
At a glance
| Account | Verdict | Last checked |
|---|---|---|
| Credit cards | With strings |
Credit cards
Compare with other providersUS persons: acceptance rests entirely on a UK credit check
Aimed at thin and impaired files, with published criteria limited to UK residents aged 18 and over, and an eligibility checker that quotes your limit on a soft search first. Its travel card charges nothing on foreign spending and does not mark up the exchange rate, which is rare here, but the representative rate is the steepest on this page.
118 118 Money · aimed at thin and impaired files
| Account | Terms | The catch |
|---|---|---|
| Travel Credit Card (opens in a new tab) |
|
Limits up to £2,000, shown before you apply. Cash withdrawals cost 5%, and a missed payment costs £12. |
Source: 118 118 Money credit cards pages, 2026-08-17 (opens in a new tab) Last checked 118 118 Money's own page (opens in a new tab)
Account names link to the provider's own site. momo has no active affiliate partnerships; if that changes it will be disclosed and will never change a verdict. Every institution, A to Z.