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US citizens in the UK · Institutions

Which Redmayne Bentley accounts accept US citizens

Last checked

Redmayne Bentley has been checked for US citizens across 3 account types. All 3 are closed to a US person.

At a glance

Account Verdict Last checked
Stocks & shares ISAs Skip
Brokerage accounts Skip
SIPPs Skip

Stocks & shares ISAs

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The refusal reaches the ISA directly. Its own application and transfer form makes you declare that you are not a United States person as FATCA defines one, nor a Canadian resident, which is a declaration a US citizen cannot sign.

FSCS £85,000 investment cover · US persons refused at application

Source: Redmayne Bentley ISA application and transfer form, 2026-08-17 Last checked Redmayne Bentley's own page

Brokerage accounts

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Its own forms require you to confirm that you are not a United States person as FATCA defines one, nor a Canadian resident, and state that the application cannot proceed if the box is not ticked. The account opening page adds that the process is for UK residents only.

FSCS £85,000 investment cover · US persons refused at application

Source: Redmayne Bentley portfolio authorisation form and account opening pages, 2026-08-17 Last checked Redmayne Bentley's own page

SIPPs

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The pension closes on the same terms as the ISA. Its SIPP portfolio form carries the identical FATCA declaration, and its managed portfolio terms add that it is not registered to do business with US persons.

FSCS £85,000 investment cover · US persons refused at application

Source: Redmayne Bentley SIPP portfolio form and managed portfolio terms, 2026-08-17 Last checked Redmayne Bentley's own page

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Confirm your own position with a cross-border specialist. Acceptance policies and tax rules change, and your facts may differ from the general case. Rates and terms here are the provider's published figures rather than an offer, and the provider decides each application on its own criteria. Use this as a map, not a ruling. Last checked .
Tax

PFIC

Almost every UK-domiciled fund is a PFIC, taxed by the US at punitive rates with heavy filing. This is why US citizens hold individual shares, not UK funds.

 Tax

ISA US tax

The IRS does not recognise the ISA wrapper. Cash ISA interest and stocks ISA gains are taxable on your US return, and fund holdings drag in PFIC rules.

 Tax

FATCA

FATCA makes UK banks report accounts held by US persons to the IRS. It is not a tax; it is a reporting trail. Where it bites is access.

 Tax

SIPP US tax

The treaty generally lets a UK SIPP grow tax-deferred for US purposes, but the protection has limits. How the US treats contributions, growth and drawdown.